Starting a business while you study?
This is how you do it.

You are walking across campus, head full of deadlines and a brilliant idea that just won't go away. Don't drop it, because right now the road to entrepreneurship is wide open. In this article we combine 15 years of Spartner expertise with the latest regulations, pitfalls and clever hacks. The result: practical advice for students who want to start their own business and make an immediate impact.

50,000 opportunities on campus.

Dare now, fail fast, learn faster

Four essential building blocks for your first entrepreneurial year

Automate

Smart tools eliminate repetitive tasks so you can focus on growth, not fiddling with Excel. Think of free invoicing apps or no-code prototypes that let you launch version one overnight.

Validate

Real input comes from classmates, lecturers and the university hub. A short landing-page test with 100 clicks often tells you more than six months of market research.

Fund

Combine sustainable savings, a Rabo Starter Advantage loan or the local voucher scheme. Campus-based crowd funds can also provide surprisingly quick capital.

Scale

Integrate your study projects with your start-up. That way you count hours twice for both the hour criterion and study credits—efficient, right?

Starting your own business can feel like learning to ride a bike up a hill: nerve-racking, awkward, but so liberating once you gain momentum..

From idea to first invoice

Summary

Summary

From idea to first invoice

Every successful student-entrepreneur tackles three mental bends: sharpening the vision, fixing the rules and building traction. Those who take these bends on purpose learn to ride faster.

Where does it usually hurt?

Time—or rather a lack of planned blocks. Deadlines pile up, cash flow is slow and your thesis waits for no one.

First quick wins

  • Apply for the Top Entrepreneurs scheme before the autumn break.

  • Switch on a time tracker (Toggl or something similar).

  • Ask classmates to beta test; pizza as a reward still works.

Steps to your first success.

A concrete roadmap to help you go from zero to your first client.

Step 1 – Explore the playing field

Step 1 – Explore the playing field.

Speak with at least twenty potential customers. Skip surveys; coffee chats yield richer insights. Check whether a problem really hurts and how much people already pay to fix it.

Step 2 – Write a mini business plan

Step 2 – Write a mini business plan.

Not a tome but a crystal-clear core: target group, value proposition and basic budget. And yes, a SWOT with weaknesses makes your idea stronger, not weaker.

Step 3 – Sort out the formalities

Step 3 – Sort out the formalities.

Choose a legal form (a sole proprietorship usually suffices), register at the Chamber of Commerce and activate your VAT number straight away. Note the abolition of the earnings cap since 2024—it saves arguments with DUO.

Step 4 – Set up lean processes

Step 4 – Set up lean processes.

Automate invoicing, bookkeeping and customer service from day one. That way you are not sorting receipts during exam week.

Step 5 – Build momentum through networking

Step 5 – Build momentum through networking.

Attend at least two start-up events per month. You will meet mentors, investors and perhaps your future co-founder—the perfect study match.

Ready to launch your idea?

Ready to launch your idea?

Feel free to send us a sketch of your concept. We will brainstorm over a coffee—no PowerPoint overkill, just an honest sparring session about feasibility and next steps.

A critical look at student finance versus revenue

A critical look at student finance versus revenue

Where is the real benchmark?

Scrapping the earnings cap solves one problem but creates another: fiscal complexity. If you make a profit, your tax burden rises and you might lose allowances. Spartner notices that students underestimate this.

How can you strike a balance?

Combine lower fixed costs (keep that house-sharing project a bit longer) with a tax buffer. We often see students only grasp their first VAT assessment in April—cue panic. Set up an automatic monthly reserve, problem solved.

Practical hacks that make money tomorrow

Practical hacks that make money tomorrow

Small budget, big impact

We have seen in practice how a Canva prototype plus a free Typeform can already land your first pre-orders—really.

Putting it into practice

Use the university printer for your first promo poster (saves money). Switch your LinkedIn profile to creator mode for extra visibility—it works wonders. And do not forget the campus Slack channels; your first paying customer often lurks there.

Looking ahead: entrepreneurship in 2030

Looking ahead: entrepreneurship in 2030

Why AI and sustainability will top your priority list

In fact, the start-ups we guide show that investors in 2025 already ask standard ESG questions. This will only intensify.

What does this mean for you?

Start now with a CO₂ footprint sheet—no matter how small your company. Build ChatGPT plug-ins to answer customer queries; it saves time and makes you look future-proof.

Hans Lugtenberg

"A deal is a deal"

Yield.inc is a new asset manager in the Netherlands that focuses on excellent customer experience, sustainability and technology. When faced with the question of whether to develop our platform in-house or with a partner, we got in touch with Spartner. We are still 100% behind the choice for Spartner because we own the source code and with Spartner, a deal really is a deal, whether it concerns the delivery date or the agreed budget!

Hans Lugtenberg Partner at Yield Inc.

Norbert Wegter

"A professional software partner since 2010"

Spartner is involved and contributes in our search for innovations and always delivers top-notch work. After the first Huurda.nl version got out-dated, we collaboratively launched a completely new version in 2020.

Custom-built search engine for rental properties

Norbert Wegter Owner of 123wonen and Expat Homes Holland

"Doijer & Kalff"

After transferring our D&K portal to Spartner, we have elevated the further development and continuity to a higher level. Although the D&K platform was originally developed internally, our technical expert can now focus on other innovations within Doijer & Kalff. Spartner provides the quality we need without excessive costs. They have seamlessly taken over the care of our portal, allowing us to benefit from a flexible capacity that perfectly aligns with our future plans and innovation goals.

Reinier van Bergen Managing Director at Doijer & Kalff

Jurjen Terpstra

"Pragmatic and flexible collaboration"

Spartner has created a customized portal for us for the accountability of large-scale collaborative projects. This enables us and our partners to execute and account for their plans in a shared environment that is secure, transparent, and manageable. The pragmatic and flexible collaboration with Spartner has ensured that we have quickly achieved a functional and user-friendly environment.

Jurjen Terpstra Managing Partner at Wecreate Consulting

Marco Caspers

"AI and machine learning as legal tools"

In 2020, we transferred the development of Lynn to Spartner. As a result of their fast development process, the Lynn platform achieves an increasingly central role in the legal world.

Lynn, the smart AI legal robot

Marco Caspers Software Development Manager at Lynn Legal

Bjorn Gubbels

"As a business you must dare to move forward"

Innovation and change are not always welcomed with equal enthusiasm by our employees, man is a creature of habit but as a company you have to dare to move forward and the need for a contemporary drawing program for the realization of various constructions with our Masterbloc bricks was high. For us but also for Spartner, this challenge was a bit of pioneering and together we had to overcome some hurdles to arrive at a beautiful and efficient business tool. A development and learning process for both parties, in which the feedback of questions and desired adjustments by our employees to Spartner was always in good consultation and we could count on quick feedback and targeted solutions. We continue to exchange experiences with Spartner and look back and forward to a successful collaboration.

Powerful 3D construction drawing software

Bjorn Gubbels Owner of Masterbloc

Marco Leenders

"Spartner extends our capabilities and development capacity"

With weekly calls, using our Azure DevOps sprint system, Spartner actively works together with our innovation, communication and software development departments.

Multi-website CMS with Statamic 3

Marco Leenders Head of Automation

Josh Mountain

"Have been using Laravel Excel for years"

We requested custom help to a performance challenge we had in our implementation of Laravel Excel. I was amazed how quickly these Laravel artisans achieved significant performance gains, which saved us a lot of development time.

Open source package for Laravel

Josh Mountain Co-Founder at IncentivePilot.com

Maurice Evers

"Higher occupancy rate thanks to our user-friendly platform"

Throughout the great years that we cooperate with Spartner (previously Maatwebsite, Ed.), our software has been developed continuously. Students and landlords actively work with features like allocation, payments, chat, contract generation and more.

Custom built ERP for all student residences

Maurice Evers Head of Student Housing Department

Maarten Bremer

"Innovating in the digital identification network of The Netherlands and Europe"

The pro-active approach of Spartner was crucial in understanding the complexity of the eHerkenning network.

Development of eHerkenning connection and services

Maarten Bremer CTO / Founder Ensured

Niels Winters

"Innovation in legal technology"

As jurists with knowledge of IT, we highly value quality; within code, but also in process. The high work-level and trustworthiness of Spartner gives us the capacity to continuously create innovative features.

Legal tech platform

Niels Winters Managing Director JuriBlox

Frequently asked questions

Practical answers to the questions we hear most often.

How many hours do I need to invest in my business to qualify for the self-employed deduction? 🤔

The tax office uses 1,225 hours per calendar year, which is about 24 hours a week. Sounds tough, but preparation, travel time and study-related work also count if you link them smartly.

Can I do an internship at my own company? 💡

Yes, provided your course has a Student-Entrepreneur scheme. Discuss early, because approval can take months. A lecturer-supervisor will check whether the assignments are sufficiently educational.

What if I am underage and already want to start? 🙋‍♂️

Apply for limited legal capacity from a judge. That grants you adult powers for your business. Without it, your parents must co-sign everything, which is rather inconvenient.

Is an LTD much more professional than a sole proprietorship? 😅

Not necessarily. An LTD offers liability protection but brings more paperwork and costs. For most students a sole proprietorship is fine until profit or risk grows substantially.

Are there really no caveats to scrapping the earnings cap? 🐍

Mostly true—the cap is gone. But higher income can reduce allowances and push up tax rates. Keep oversight or you will still face surprises.

How do I find my first customer without a marketing budget? 📢

Start close to home: fellow students, study association, alumni network. Offer a pilot deal and ask for honest feedback. Word of mouth is still the fastest route.

May I use ChatGPT for copy on my website? 🤖

You may, but quality varies. Combine AI with your own tone of voice and always verify facts—a small error can damage your credibility.

Will my DUO student loan be calculated differently if I am an entrepreneur? 💸

No, the loan remains the same. However, a successful business can later affect your repayment capacity because your income will be higher.

Feel like a cup of coffee?

Whether you have a new idea or an existing system that needs attention?

We are happy to have a conversation with you.

Call, email, or message us on WhatsApp.

Bart Schreurs
Business Development Manager
Bart Schreurs

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